Archive for the 'how to raise credit score' Category

Why is My Credit Score So Important?

Why is my credit score so important and what does that mean to me? Well it could mean the difference between whether you can get a job, rent an apartment, buy a car or buy a house. If your credit score is poor, it can also mean you’ll pay higher interest on everything. It’s basically [...]

Faster Ways To Improve Your Credit Score

What do you think it is the most important piece of information while analyzing your credit report? when you apply for a loan what loan lenders use in order to determine the interest rate you will be charged is your credit score, having a good credit score then helps you getting the loan you need [...]

What Makes a Good Credit Report Score?

The FICO standard scale ranges from 350 all the way to 850. So, you’re probably wondering- what exactly is considered a ‘good’ credit report score? In this article we will demystify credit ratings and discover what level you should aim for to increase your borrowing power. bad credit score loans related articles
What is bad [...]

Credit Score Rating Scale: How It Is Done and What It Does To You

Credit Score Rating Scale: How It Is Done and What It Does To You
Your credit history is a very important document that creditors, certain companies and certain landlords will take a look in order to determine your credibility. For banks and credit card companies, they look at your credit history in order for them to [...]

Improving your Credit Score is Just Three Steps Away

Improving your Credit Score is Just Three Steps Away
Credit score could be a dire stuff to talk about, especially if you are a “cold cash patriot” for quite some time now. Why talk about credit score, if you can afford to purchase a real estate property using thick bundles of 100 dollar bills. It is [...]

The Credit Score Scale Exposed - Is Your Fico Score Fat?

In this article we are going to shine a BRIGHT light on the murky, mystery that is the credit score scale system. With so much of our financial future predicated on these simple three digits, it amazes me how many people know so little about where on the totem pole they fall. You could argue, [...]

Will Using 0% Balance Transfer Credit Cards Lower My Credit Score?

We are asked this question on a regular basis and the short answer is yes, it probably will. The caveat is how much will it hurt the scores, for how long and is there anything I can do to keep my credit score from dropping? Some times the benefits out-weigh the credit score dip that [...]

Raise Your Credit Score In 60 Days

Do you have excellent credit or poor credit? No matter what, you can always improve your score, and it can normally be done in about 60 days, sometimes less. It all involves those bureaus who determine what your score is. For many people this can be very mysterious. In a nut shell the following is [...]

3 Ways to See Your Credit Score Crash

Have you ever seen your credit score crash? Sometimes at the last minute?
We’ve all been surprised by credit reports that weren’t as great as we wanted them to be.
Here are ways to make sure your credit is headed for bad news (and the ways to have good news):

1. Don’t Monitor Your Credit
If you know [...]

Are There Forms To Dispute Errors On My Credit Report? Tips To Fix Your Credit Rating

Errors can happen on your credit report, so it is important to check your credit report periodically to be certain that the information that it contains is correct. Times that you will definitely want to review your credit report would be before you apply for a loan, credit card or mortgage. This way you can [...]