Archive for the 'what is a good credit score' Category

Credit Score: What Is It and How to Get Yours For Free

Credit Score: What Is It and How to Get Yours For Free
In the United States, your credit score is everything. It is something that you should take care of or if you don’t, getting a phone, cable or gas line hooked up in your home can be difficult to do. There are also certain companies [...]

How Credit Reports and Credit Scores Work - Understanding Your Credit

Credit Bureaus or Consumer Reporting agencies are companies that gather information about your payment history on your obligations.
These credit bureaus are in the business of gathering this information and then SELLING it to future creditors, employers, insurers and any others who have a legal reason for requesting your information.

It is important to understand how credit [...]

How To Remove Collection Accounts From Your Credit Report - It’s Not As Difficult As You May Think!

Many consumers are not aware that a collection mark is allowed to remain on your credit report for 7 years. The seven year period that a negative collection mark remains on your credit report actually begins at the date of your first missed payment. This can be very damaging to your credit and make getting [...]

Why You Should Monitor and Maintain Your Credit Score

Monitoring and maintaining your credit score on a regular basis in this time of an uncertain economy is a must and not something you should do after being denied credit.
As part of your overall financial and budgeting fitness plan you should check your credit score to see if there are any areas that can be [...]

Are There Forms To Dispute Errors On My Credit Report? Tips To Fix Your Credit Rating

Errors can happen on your credit report, so it is important to check your credit report periodically to be certain that the information that it contains is correct. Times that you will definitely want to review your credit report would be before you apply for a loan, credit card or mortgage. This way you can [...]