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Your FICO credit score is made up of five factors of varying importance. Here’s how your credit card use (or lack thereof) can affect each of the components. bad credit score loans related articles

Find out what you can do to get approved despite having a low credit score or debt. bad credit score loans related articles

Perhaps it was the lack of pressure Emily White faced when she took the ACT test last year that led to her acing it. Or, maybe she’s just that smart. White, a senior at Lewisville High School, is still in disbelief after learning in August she recorded a perfect score of 36 on the ACT test in June. bad credit score loans related articles

In the tightening nationwide credit crunch, financial advisers said the time spent checking your credit report might be the most important half-hour you spend all year. bad credit score loans related articles