How to repair credit score

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It’s one thing you can work to improve It’s been nearly impossible to think about much other than retirement, college or other savings in recent days. The pain has been all too acute and, unfortunately, the damage is not contained.

FINANCIAL PLANNING: Timely tips can raise credit score (Courier-Post)
Most people with credit scores in the mid-700 range or higher will likely qualify for the loans they want without having to pay a premium for credit. But how do you raise your score if it’s not at that level?

Credit card companies can assess overage fees (The Post-Standard)
Q. If my credit card is under the limit, and the periodic-rate finance charges put me over my limit, can the credit card company tack on an additional over-the-limit fee? I don’t see how that is legal if it’s not an actual purchase.

Don’t boost your credit limit amid bankruptcy (Arizona Daily Star)
Q I have been in bankruptcy for a year and a half. I have a MasterCard with a credit limit of $375. I am trying to rebuild my credit but would like to get a credit card that has a higher credit limit (approximately $750-plus). Is there a card that will offer me a higher credit limit with my bankruptcy or should I wait? I do not know what my credit score is exactly.