Help raise my credit score
The commercial jingles are catchy, but not all credit report checkups are free as advertised. The one, truly free credit report is found at www.annualcreditreport.com . There, consumers can request one free report every 12 months from the three major reporting companies: Equifax, TransUnion and Experian. Consumer advocates recommend people check their credit report once a year to detect …
Local credit scores trail national average (The State)
The average Columbia resident s ability to get a loan at a reasonable interest rate is in jeopardy partly because that consumer carries a below-average credit score and more than $13,000 in debt. People holding that kind of debt are going to find themselves in trouble, said Sue Berkowitz, director of the S.C. Appleseed Legal Justice Center, a nonprofit organization that advocates for stronger …
2 Valley credit-repair firms are investigated (Los Angeles Daily News)
Two credit-repair companies in the San Fernando Valley are among 33 nationwide targeted by the Federal Trade Commission as it investigates reports of deceptive practices, officials said Thursday.
As economy slows, lenders begin to curb credit cards (San Jose Mercury News)
After years of flooding Americans with credit card offers and sky-high credit lines, lenders are sharply curtailing both, just as an eroding economy squeezes consumers.
